Monthly Archives: June 2011

New York – Buying Life Insurance Online

For most of us we have seen the Internet grow up and with it new ideas that at one time would have been considered crazy. Now you can shop and buy life insurance from the comfort of your home on your own time. What was once only sold door-to-door by insurance salesman can now be researched and compared by anyone. To fully understand the ins and outs of life insurance … Read More

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Identify Your Life Insurance Needs

When do I need life insurance? How much insurance do I need? Those are two of the most common questions that are asked when it comes to life insurance. On top of any confusion that comes with finding the right policy, life insurance is sometimes difficult for people to discuss. Most people don’t want to think or talk about needing life insurance or death in general. The truth is that … Read More

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Selecting the Right Life Insurance Company In Denver

When it comes to life insurance companies, they are not all created equal. Luckily there are tools to help you compare and contrast companies as you search for the perfect policy. Important factors such as financial ratings and a company’s history can be found at A.M. Best. LifeQuote encourages those shopping for life insurance to do their homework. That can start by entering in a bit of information on LifeQuote.com … Read More

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How Are Life Insurance Rates Figured

Everyone that applies for a life insurance policy is placed in categories determined by their perceived level of risk. Each and every one of us can fall into a different category. The top category, and therefore healthiest is called “Preferred Plus”. This category is reserved for those considered to be ultra healthy with great family genes. Next is “Preferred”, which is still considered healthy but not quite as much so. … Read More

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New York – Important Factors That Determine Your Life Insurance Rates

By definition term life insurance provides coverage for a predetermined length of time, hence the use of “term”. When it comes to life insurance, term life insurance is by far the least expensive. However, within the realm of term life insurance there are defining factors that can set one person’s rates higher or lower than another. For instance, buying a life insurance policy in your 20’s is considerably cheaper than … Read More

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