Author Archives: Ileana Bravo

Why Parents Choose Term Life Insurance

As a parent, the last thing you want to do is add yet another expense to the household budget. As if the grocery bill alone doesn’t astound you, every single trip. The school backpacks, the soccer uniforms, the ballet shoes, … Continue reading

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Who are the MIB and How Do They Affect Me?

Have you heard of the MIB? Well whether you know who they are or not, if you have applied for life insurance, health insurance, disability income, long-term care or critical illness insurance at an MIB member company within the past … Continue reading

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How to Lower Your Life Insurance Premium

There are three main factors that come into play when an insurance company is determining your premium: Your age: Usually the younger you are when you first sign up for life insurance, the lower your premium. This is why we … Continue reading

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Understanding the Life Insurance Application Process

Step One: Fill out the online form for your life insurance quote – Check! Now what? There are a number of follow up steps in the process for applying for a life insurance policy. A life insurance agent will contact … Continue reading

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Term Vs. Perm: Weighing Your Life Insurance Policy Options

Now that you’ve gotten your head around the idea that you need to buy Life Insurance (BRAVO! We commend you!) As the mature, responsible and soon to be insured adult that you are, you do your research and Google “Life … Continue reading

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5 Tips to Getting the Cheapest Term Life Insurance

Let’s talk dollars and sense.  Term life insurance is the cheapest form of life insurance you can find, period. The reason is that competition among insurance carriers vying for your dollars has brought rates down. Also, people are living longer, … Continue reading

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A Family Learns the Importance of Life Insurance

The statistics are a bit frightening. Almost half the US population does not own a life insurance policy. Why? Fear or money. In fact, the two often converge. Fear of facing our own mortality, and fear that we can’t afford … Continue reading

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Click Your Way to Cheap Term Life Insurance Rates Online

Click, click, click. It’s as easy as that. We’re talking about finding cheap online life insurance rates. It is easier, and more reliable than ever to find affordable life insurance policies on the Internet. It’s a competitive online industry with … Continue reading

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Top 5 Excuses Why People Don’t Have Life Insurance

It is no secret that our nation’s economy is in trouble right now. Just turn on the news and watch our bickering lawmakers put partisan politics before the financial interests of a frustrated citizenry. That is why in these tough … Continue reading

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Smart Life Insurance Choices in Good Economic Times

There is no debate—most everyone needs life insurance regardless of the economic climate.  Just like health insurance or automobile insurance, life insurance is a necessity of daily life. You want to feel secure in the reality that your family will … Continue reading

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