Author Archives: Ileana Bravo

How Long Should A Term Life Insurance Policy Last?

It’s no secret that term life insurance is a much more affordable option than permanent life insurance. But once you’ve made the decision to purchase term life insurance, your next question will probably be:  How long should my policy be?  Policies can range from 1 to 30 years, so how should you decide the length of time for which you need protection? Here are 3 factors for you to consider: … Read More

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Several Celebrities Failed at Estate Planning: How to Learn From Their Mistakes

Celebrities are set on a pedestal in our culture. We think they are prime examples of how to live, simply because they are talented and appear often in the media. Yet, countless rich celebrities did not prioritize something that should have been obvious to them: estate planning. And then it was too late.  As a consequence, fighting ensued among the beneficiaries. This month, insurance industry magazine Insurance News Net published … Read More

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Retirement Confidence is Rising, But is That Confidence Based on Realistic Planning?

The Employee Benefit Research Institute’s Annual Retirement Survey found that retirement confidence is on the rise, but is that confidence backed up by solid retirement planning or is their confidence based on unrealistic financial hopes? Unfortunately, according to the 2015 EBRI study, the rise in retirement confidence is not backed up by secure savings or realistic projected income. Here are some of the main pitfalls to avoid when planning for … Read More

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What do Millennials Seek in Employment? The Answers May Surprise You

Millennials are hitting the workforce and seeking to grow their presence and careers fast. While millennials tend to get a bum-rap, a recent survey from EdAssist, a provider of tuition assistance programs for employers, sheds some light on this highly underrated and misunderstood group. Jay Titus, senior director, academic services for EdAssist says that according to the survey data, millennials are driven by a goal for long-term financial well-being, with … Read More

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Life Insurance Considerations to Make When Getting a Divorce

Even in the most civil cases, divorce is tough. From the emotional aspects to reassessing your finances, it can be quite a strain! While we hope that your marriage is long and happy, we also know that statistically half of marriages end in divorce, and we want to help you sort out the issues that arise around this sensitive, but important topic. You may think that taking a spouse off … Read More

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