Category Archives: Health

Health Conditions that Will Impact Your Life Insurance Premiums

There is good news and bad news when it comes to the monthly premiums of your term life insurance. The good news is, your monthly premiums will be determined by your current state of health; the bad news is, your monthly premiums will be determined by your current state of health. Why is that both good news and bad news? Well, it’s good news because there are many aspects of … Read More

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The 3 Questions to Ask That Will Save You Money on Term Life Insurance

Buying term life insurance is less expensive (and less complicated!) than buying permanent life insurance, but even with the lower costs, this is still room to save. By asking your insurance agent a few simple questions before you buy, you can end up with a nice amount of savings. (Remember, even if you save $10 a month, that can really add up over the years!) Here are the 3 questions … Read More

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How Does Depression Affect Life Insurance Availability and Premiums?

Health is a huge factor to whether or not someone is able to get life insurance and the cost of the policy’s premium. Generally speaking the better your health the lower your premium will be, but how about emotional health (ie: depression)? Although categorized as a matter of psychological health, depression can have an impact on one’s physical health as well, including acute physical stress which can lead to premature … Read More

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Workplace Advantages Boomers Can Benefit From

Gen Yers and Millenials have been at the center of attention in the workforce… leaving the boomer generation somewhat overlooked. And while millennials do face a new set of challenges in today’s new world, their parents are facing new challenges of their own. From estate planning, to health care to the highly challenging task of being a part of the sandwich generation, there are employee benefits that may prove to … Read More

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CDHP Members Value Consumer Education and Awareness

In a 2014 survey conducted by Employee Benefit Research Institute / Greenwald & Associates Consumer Engagement found that employees with consumer-driven health plans (CDHPs) were more likely to research resources and cost information before selecting a plan than employees with tradition high-deductible health plans (HDHPs). A CDHP plan is a health insurance plan that has lower premiums and higher deductibles than a traditional HDHP. CDHPs also allow its members to … Read More

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