Category Archives: Health

E-Cigarettes, Tobacco Products and How They Might Affect Your Life Insurance Rates

One of the fastest growing trends currently in the tobacco industry is the E-cigarette. You’ve most likely seen these pen-like devices with a glass chamber being used in public or perhaps you own one for yourself. While the rise in … Continue reading

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Term Life Insurance for Diabetics

A key factor in determining a life insurance premium is the applicant’s health. The better your health, the lower your premium. But there’s more… it’s not actually quite that simple. Those with a family history of certain health conditions or … Continue reading

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The “Premium” Cost of Smoking

It’s no secret, smoking is a bad habit… not just because of the health risks but because of the financial consequences. Smokers pay higher life insurance premiums than non-smokers. Why? Because life insurance companies base your premium on the type risk you … Continue reading

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How to Lower Your Life Insurance Premium

There are three main factors that come into play when an insurance company is determining your premium: Your age: Usually the younger you are when you first sign up for life insurance, the lower your premium. This is why we … Continue reading

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Why Buy Life Insurance?

Why Buy Life Insurance? So you’re sitting in front of the television set, mindlessly watching some reality show or suspenseful drama series and during a commercial break there is a cute ad featuring Snoopy and his cartoon buddies talking about … Continue reading

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8 Preventive Healthcare Services Women can get for Free

In August 2012, the Affordable Care Act (ACA) was passed making 65 free preventive healthcare services available to more than 47 million women in the United States. The ACA requires that all private health plans, new or renewed, as of … Continue reading

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10 Things To Do When Preparing For A New Baby

The expectation of a new life into your family is an exciting time, but a new baby also means a lot of change. Follow this list of needs for your new baby and preparing your family and your home for … Continue reading

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Protect Yourself From Foods You Think Are Healthy

National statistics show that more than 60 percent of the U-S population is either overweight or obese. Some food manufacturers have made efforts to give consumers healthy food choices but discriminating shoppers are learning that not all so-called healthier options … Continue reading

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Protect Your Skin: Skin Cancer Detection Guide

When it comes to caring for your health, your physician plays an important role in diagnosing your maladies, but when it comes to detecting skin cancer – you are the first line of defense in recognizing the early signs. Adnan … Continue reading

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Just Because You Smoke Doesn’t Mean You Can’t Get Term Life Insurance

There are many smokers who don’t get term life insurance simply because they believe they aren’t eligible for it. Wrong! Perfect health and a non-smoking status is not a prerequisite to qualify for term life insurance. Doesn’t everyone deserve to … Continue reading

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