Category Archives: Insurance Tips

Why Parents Choose Term Life Insurance

As a parent, the last thing you want to do is add yet another expense to the household budget. As if the grocery bill alone doesn’t astound you, every single trip. The school backpacks, the soccer uniforms, the ballet shoes, … Continue reading

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Who are the MIB and How Do They Affect Me?

Have you heard of the MIB? Well whether you know who they are or not, if you have applied for life insurance, health insurance, disability income, long-term care or critical illness insurance at an MIB member company within the past … Continue reading

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How to Lower Your Life Insurance Premium

There are three main factors that come into play when an insurance company is determining your premium: Your age: Usually the younger you are when you first sign up for life insurance, the lower your premium. This is why we … Continue reading

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Understanding the Life Insurance Application Process

Step One: Fill out the online form for your life insurance quote – Check! Now what? There are a number of follow up steps in the process for applying for a life insurance policy. A life insurance agent will contact … Continue reading

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Term Vs. Perm: Weighing Your Life Insurance Policy Options

Now that you’ve gotten your head around the idea that you need to buy Life Insurance (BRAVO! We commend you!) As the mature, responsible and soon to be insured adult that you are, you do your research and Google “Life … Continue reading

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Spring Into Life Insurance

Is it just me or does everything about the month of March remind you of life insurance? Ok, maybe it is just me but there are some surprising similarities between the advent of Spring and life insurance. As scenic as … Continue reading

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Top Life Insurance Buying Mistakes and Myths

With April Fools just around the corner now is a great time to examine some of the common myths we encounter from applicants seeking to buy life insurance.  These misconceptions can slow down and sometimes derail the insurance buying process. … Continue reading

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5 Tips to Getting the Cheapest Term Life Insurance

Let’s talk dollars and sense.  Term life insurance is the cheapest form of life insurance you can find, period. The reason is that competition among insurance carriers vying for your dollars has brought rates down. Also, people are living longer, … Continue reading

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Life Insurance Considerations after Retirement

Retirement is an exciting age for almost all people. The freedom to do what you want, when you want is exhilarating and relaxing. You can finally visit Hawaii or China or Madagascar! However, you should make sure your financial ducks … Continue reading

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It’s About Life, Not Death

You might ask, “Why is life insurance not called death insurance?” After all, life insurance policies are paid out if someone dies, not if they continue to live. But think about it. Who actually receives the death benefit funds? The … Continue reading

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