Tag Archives: affordable life insurance

The Sobering Reality of the Life Insurance Gap

A recent study has found that the gap in life insurance coverage vs. financial needs has worsened by 11% since 2008. The 2013 study was commissioned by New York Life and conducted by the Futures Company, an independent third party research company. They reported that while many Americans say they would want a life insurance policy that would ideally cover their household’s expenses for 14 years after the loss the family’s main income producer, they … Read More

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New Year’s Life Insurance Quotes

For many people New Year’s represents a chance to start over and work at fulfilling resolutions for the next 12 months. Along with the typical diet, health and fitness resolutions, people should really consider adding financial resolutions to their list to help improve their money situation. The past year was a struggle economically for many. With the economy taking a turn upward and the start of a new year, now … Read More

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What to do When You’re Laid Off

This summer substantial layoffs occurred within hundreds of big name companies across the nation. Headlines reporting the unfortunate truth: the U.S. economy has not recovered – leaving millions of Americans fearful of what the future may bring. According to the U.S. Department of Labor and Statistics, 6.1 million Americans were laid off between January 2009 and December 2011. Only 56 percent were able to find jobs as of the beginning … Read More

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Tips for Getting Accurate Life Insurance Quotes Online

Online life insurance quotes are a useful tool for helping you determine the amount of life insurance coverage you may need and the approximate cost of that coverage. Online quotes have become the most popular initial first step for individuals buying life insurance. However, before getting a free quote online, it may be helpful to understand all the factors that play into the calculation of your premium and what information … Read More

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Comparing Term Life Insurance Quotes

Term life insurance is the most basic form of life insurance plans available. Most advisors recommend term life insurance plans due to the lower overall cost and fixed rates for the life of the policy, but even if you know that you want term life insurance, you must know which term life policy will best suit your needs and compare quotes accordingly. Term life policies include level term life insurance, … Read More

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