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Company Details
Empire General Life


Information about Empire General Life
PO Box 310 Shawnee Mission, Kansas 66201

About The Company: In their own words

The Company:
Founded in 1981. The company is a subsidiary of Protective Life Insurance Company.

Industry Ratings:

Service Rating Rank Reviews
A.M. Best A+ 2 Statutory Financial Condition
Fitch AA- 3 Financial Strength
Standard & Poor´s AA 3 Financial Strength


2002 Financial Overview:
Total assets $150 Million
Total life insurance in force $32 Billion
Total income $118 Million
Total surplus and asset valuation reserve $43 Million

The ratings are determined by independent ratings services based on information provided by the life insurance company. Each ratings service has it's own criteria used in determining the rating they assign to an insurance company. Ratings are updated annually. Ratings are not a guarantee of an insurance company's present or future ability to meet its contractual obligations.

Company information, ratings, financial data, and descriptions of policies and benefits are provided by the insurance company and this information may change at any time.

Insurance policy information:

Level premium term insurance: Plan name: EG Level Series 2000

Level premium periods and policy form numbers:

Policy Name Level Premium Years Guaranteed Years Policy Form #
EG 10/10     10     10 --
EG 15/15     15     15 --
EG 20/20     20     20 --
Premiums increase annually after the initial level premium period

Riders and Options:
Waiver of Premium: Available ages 15-55. Waiver of premium coverage ceases at age 60.

Conversion: Change of plan provision, available prior to age 75, and during years 1-8 EG-10; Years 1-12 EG15; Years 1-15 EG20.

Modal Premium (multiply the annual premium by these factors): Semi-Annual: .52; Quarterly: .27; PAC Monthly: .09.



Protective Life Insurance Company

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