Writer Ileana Bravo is an Emmy award-winning journalist, formerly a television health specialist in Miami and other NBC owned & operated stations nationwide for over 10 years. She brings a depth of knowledge and experience as a media specialist and Contributing Editor to LifeQuote.

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The Bureau of Labor Statistics recently released the nation´s 10 most dangerous jobs and loggers and fishermen are still at the highest risk.

Workers in professions such as trucking or driving, including forklift operators, trash collectors, and cab drivers had high fatality rates and those who work in construction, such as roofers, saw a sharp increase from the year before.

Loggers, who work in treacherous, mountainous regions cutting down heavy trees, were number one in death rates, sharing that dubious distinction with aircraft pilots. These were not commercial airline pilots but rather small aircraft pilots, air-taxi pilots, and crop-dusters.

And in the fishing industry drowning is the most common cause of death.

Workers in these and other risky professions often have concerns about whether they will qualify for life insurance and, if so, at what cost. The short answer is that no matter what you do for a living; life insurance is a viable option to help you financially protect your loved ones in the event of your untimely death.

Despite the danger of any individual profession it might surprise you to learn that many of these workers are insurable. They will, however, have to answer insurance companies´ detailed questions, used to assess the prospective clients´ mortality risk.

If approved, insurance companies often charge a higher premium, sometimes called a "flat extra", to offset this additional risk while the client is employed in the so-called risky job. But you could be reconsidered for a lower premium by petitioning the insurance company once you switch to a safer profession. The decision is at the sole discretion of the insurer.

One thing you should know is that these life insurance premium rates can vary from company to company so it is a good idea to shop around for the best price. But even if you end up paying a little more due to your profession or your health, you should keep in mind what the risk/benefit ratio is to you and your family of having life insurance protection.

It is a fact of life that we will all die but just when is something we never know. If you answer "yes" to one or more of the following questions, you seriously need to consider buying Term Life Insurance:

• Your spouse depends on your income
• You are a parent
• You own a business
• Your aging parents rely on your income

Find out what type of Life Insurance Information is right for you and your family if you have a Dangerous Job:

• Try our Free Life Insurance Calculator to help you analyze your Life Insurance needs.
  
  
• If you are still unsure if life insurance is right for you, you should contact you financial advisor to help or
  
  
• You can use our Free online form to receive Instant Life Insurance Quotes.
  ( Note: This is the quickest, easiest way to start shopping around for a life insurance policy with no obligation.)
  
  
• Receive Life Insurance Quotes from all of the top rated term life insurance companies Today.
  
  
• LifeQuote specializes in term life insurance and you can choose to Get Free Life Insurance Quotes, then Apply online or simply contact a LifeQuote.com licensed life insurance agent (LifeQuote.com is licensed in all fifty (50) States in the U.S.) to assist you with every step of the life insurance application process.
  
  
• LifeQuote Agents are standing by and ready to answer all of your questions. 1800-521-7873