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High blood pressure or hypertension is an ailment that affects about one-quarter of American adults.

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Term Life Insurance and Hypertension

High Blood Pressure and Life Insurance


I suffer from high blood pressure; can I purchase life insurance coverage?

High blood pressure or hypertension is an ailment that affects about one-quarter of American adults.

Life insurance companies view hypertension as one of the important warning signs for heart disease.Uncontrolled, and in combination with other health risk factors, such as being overweight, elevated cholesterol levels and cigarette smoking, it can significantly raise your Life insurance rates.

But being hypertensive alone might not play a significant role in raising your life insurance premiums. The key factor is how well-controlled your blood pressure is with medical treatment, such as anti-hypertension drugs.  So, elevated blood pressure alone might not keep you from getting competitive prices. You may qualify for preferred rates with evidence in your medical records of good medication compliance, good follow-up, and no other risk factors.

Contact a licensed LifeQuote™ agent to help you obtain preliminary quotes for your special needs from the most competitive companies.

The process is simple.  No exam is required for an initial quote; medical records and information can be sent confidentially from your doctor to the life insurance companies, where LifeQuote™ can obtain quotes from various companies. Surprisingly, the best offers often come from the biggest and best-known life insurance companies. Since these cases might require special handling, you should consider calling a licensed LifeQuote™ agent directly at 1-800-521-7873.

The final decision to offer coverage is from the life insurance company, based upon completion of your medical requirements.  Underwriting requirements vary by company.  A preliminary quote is not a guarantee or offer of coverage.

 

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