I suffer from high blood pressure; can I purchase life insurance coverage?
High blood pressure or
hypertension is an ailment that affects about one-quarter of American adults.
Life insurance companies view hypertension as one of the important warning signs for heart disease.Uncontrolled, and in combination with other health risk factors, such as being overweight, elevated cholesterol levels and cigarette smoking, it can significantly raise your
Life insurance rates.
But being
hypertensive alone might not play a significant role in raising your
life insurance premiums. The key factor is how well-controlled your
blood pressure is with medical treatment, such as
anti-hypertension drugs. So, elevated
blood pressure alone might not keep you from getting competitive prices. You may qualify for
preferred rates with evidence in your medical records of good medication compliance, good follow-up, and no other risk factors.
Contact a
licensed LifeQuote™ agent to help you obtain preliminary
quotes for your special needs from the most
competitive companies.
The process is simple.
No exam is required for an initial quote; medical records and information can be sent confidentially from your doctor to the
life insurance companies, where
LifeQuote™ can obtain
quotes from various
companies. Surprisingly, the
best offers often come from the biggest and best-known
life insurance companies. Since these cases might require special handling, you should consider calling a licensed
LifeQuote™ agent directly at
1-800-521-7873.
The final decision to offer coverage is from the
life insurance company, based upon completion of your
medical requirements.
Underwriting requirements vary by company. A preliminary
quote is not a guarantee or offer of
coverage.